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Finance & Accounting XO Books

Close the books faster.

Run accounting, billing, and reporting on a single ledger that's always close-ready — with ZATCA e-invoicing, multi-currency, and multi-company consolidation built in, not bolted on.

Book a demo See all 8 apps

Part of XO ERP · One login, one database · Free data migration

XO Books
Ledger
Banking
Invoicing
Expenses
Assets
SAR 1.24M
+12%
38.5%
+2.1 pp
SAR 470K
+18%
−60% Time to month-end close
ZATCA Phase 2 e-invoicing, certified
Real-time P&L, balance sheet, cash flow
Multi-co Consolidation in one click
What's inside

Everything in XO Books

8 apps, all sharing one database with the rest of XO ERP. Turn on what you need today; the rest are one click away.

Core ledger
Ledger A real-time, always-balanced general ledger.
Banking Bank feeds, rules, and reconciliation in minutes.
Invoicing Free Sales, purchase, and recurring invoices — ZATCA-ready.
Spend & assets
Expenses Capture, approve, and reimburse on the go.
Assets Depreciation schedules that run themselves.
Control & compliance
Budgets & Reports Live P&L, balance sheet, and cash flow.
Tax & ZATCA VAT, Zakat, and Fatoorah Phase 2 e-invoicing.
Consolidation Multi-currency, multi-company, one source of truth.

A ledger that's always balanced

Every sale, payslip, and stock move posts itself to the right account in real time. No exports, no journals to key in by hand.

  • Auto-posting from Sales, Inventory, and Payroll
  • Drill from any report straight to the source document
  • Period locks, approval flows, and a full audit trail
XO Books
Ledger
Banking
Invoicing
Expenses
Assets

Invoicing that clears ZATCA

Issue compliant e-invoices that clear Fatoorah Phase 2 automatically — with the cryptographic stamp and QR code generated for you.

  • Phase 2 (integration) clearance built in
  • Recurring, milestone, and progress billing
  • Bilingual Arabic / English templates
XO Books
Ledger
Banking
Invoicing
Expenses
Assets
SAR 1.24M
+12%
38.5%
+2.1 pp
SAR 470K
+18%

Close faster, report sharper

Consolidate companies and currencies in a click, and hand leadership numbers they can trust on day one of the month.

  • One-click multi-company, multi-currency consolidation
  • Budgets versus actuals on every cost centre
  • Scheduled board packs and VAT returns
XO Books
Ledger
Banking
Invoicing
Expenses
Assets
SAR 1.24M
+12%
38.5%
+2.1 pp
SAR 470K
+18%
What changes

Outcomes you can measure.

See your true cash position in real time
Cut manual journal entries to near zero
Pass audits with a complete, immutable trail
Bill recurring revenue without a single spreadsheet
We used to close the month in three weeks of chasing spreadsheets. On XO Books it's four days — and the auditors stopped asking for reconciliations.
Aisha Al-Mutairi Finance Director, a Khobar retail group
Works better together

XO Books is even better with…

Every suite shares the same data, so these pair with XO Books the moment you switch them on.

XO Sales Turn pipeline into revenue.
XO People Hire, pay, and grow your team.
XO Operations Deliver projects, products, and service.
FAQ

Questions, answered.

Still curious? Talk to our team

Finance & Accounting

See XO Books on your own data.

Book a 30-minute demo and we'll map your processes to XO Books — then migrate a sample of your data, free, so you can see it work for real.

Book a demo View pricing