One platform for finance, people, sales, operations, fleet, commerce, and BI.
XOERP
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XO Commerce

The merchant layer for an online store and retail — catalog, orders, POS, payments, shipping, and growth. Stock lives in Operations; bring your own storefront via the headless API.

Storefront

Storefront Launch an online store — domain, languages, currencies, pages, and SEO. XO owns the commerce logic; visual theming is out of scope (headless/API).

Catalog

Catalog Publish products online — physical, digital, booking, and donation types — with media, variants, SEO, and stock from XO Inventory.

Checkout

Checkout Configure cart and checkout — guest checkout, fields, pre-orders, and reorder — to convert browsers into buyers.

Payments

Payments Accept online payments — mada, Apple Pay, cards, STC Pay, and BNPL (Tabby/Tamara) — manage the wallet, and track merchant payouts.

Shipping

Shipping Integrate carriers, set shipping routes and rates, enable cash on delivery, and print labels — with tracking end to end.

Promotions

Promotions Drive online sales with coupons, cart and bank offers, bundles, gift cards, and abandoned-cart recovery.

Ads

Ads Run paid acquisition — Google, Meta, Snapchat, and TikTok campaigns, audiences, social catalog sync, and conversion tracking.

Channels

Channels Sell across more than your store — marketplaces (Amazon, Trendyol), aggregators (Mazeed/Jahez), and social — with one synced catalog and orders.

Apps

Apps Extend your store from an app marketplace — logistics, WhatsApp, automation (Zapier), email/SMS (Klaviyo), and dropshipping integrations.

Mobile

Mobile Publish a branded customer mobile app — app-store publishing, push notifications, and deep links. App visual design is out of scope.

Financing

Financing Access merchant financing / cash advance against your store's sales — apply, manage, and repay from XO.